Question by Sir Hoochalot: UK: Question about travel insurance/pre-existing medical conditions?
I had what they called a “unexplained sponteneous episode of haemoptysis” last Feb (basically my lungs filled up with blood which I coughed up) and was hospitalised for two weeks. This was over a year ago and my doctor says it’s perfectly safe for me to fly/go abroad. However, I was never diagnosed with any illness or condition as they did numerous tests and couldn’t find the cause of what happened. My doctor says it was just “one of those things”, that I probably just had a very weak blood vessel that leaked and that my symptoms do not add up to any known condition.

I am going on holiday next month to Holland and Germany. Because I have not been offically diagnosed with anything, do I need to get travel insurance for somebody with a pre-exisiting medical condition? Each company website has a list of conditions, but obviously I cannot say I have any.

If I get “normal” travel insurance, for people without illnesses or conditions, will I be covered should I get any future episodes of haemoptysis whilst I am abroad?

I am so confused. Things would be so much easier if I actually had a proper name for what I have… but “haemoptysis” is not a condition.

HELP!! I am flying from England (I am English) and then will be travelling throughout Holland and Germany for just over a week.
Before anybody tells me not to get travel insurance because my E111 card covers anything, that’s wrong. That just covers you for basic medical care.

Best answer:

Answer by ✿Abbie Border Collie✿
Firstly, enjoy your holiday – we drove through Germany once and it was lovely!

Secondly, I am not sure, some family members had problems a little similar and I think they stayed with normal insurance because of money problems and what not. Maybe if you contact your doctor again (hoping he isn’t like mine) he can give you some more information. If you also contact a insurance company directly, i.e over the phone and speak with someone explaining your problem, you may be able to get a little further.

If you feel lie you’re going to be fine, which hopefully you will be, then maybe if you just listed a condition down which could be a little similar. Not that there are many similar! But maybe if there is anything related to lungs or blood, like Asama if that is classed as anything?

Sorry I am not much help, my mum normally sorts these out for our holidays.

Hope you solve it, and enjoy your holiday!

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